Michael McCarthy, CFP®, CLU®, ChFC®

Michael McCarthy, CFP®, CLU®, ChFC®

Financial Advisor & Planner

Phone: 973-845-2494 x201
Mobile Phone: 908-458-7150
E-mail:
 

 

Michael McCarthy, CFP®, CLU®, ChFC® is a Financial Advisor with Regal Wealth Advisors and serves as the Director of Financial Planning.  In this capacity, Michael is responsible for the management and development of financial plans, investment programs, estate plans, business succession plans and complex life insurance structures.  He also oversees the firm’s investment programs.

With two decades of experience in the financial services industry, Michael brings a broad understanding of core financial planning strategies, wealth transfer concepts, and extensive investment and insurance product knowledge to the firm’s clients and strategic partners. Michael has incorporated the diverse areas of planning - investments, retirement, insurance, tax and estate planning - into Regal’s Integrated Planning structure.

As co-founder of Retirement Distribution Strategies Inc., a national training and marketing company founded in 1998, Michael was responsible for the development of that firm’s proprietary training curriculum for financial planners and CPAs.  He was also responsible for the development of the company’s proprietary retirement distribution planning software program, and successfully coordinated the firm’s first National Education Conference focused on planning for retirement wealth.

Michael graduated from Iona College with a BS degree in finance and a minor in accounting.  He is a Certified Financial Planner® and completed the financial planning program at Fairleigh Dickinson University.  He holds the Series 7 (General Securities Representative), 6 (Investment Company Products/Variable Contracts Limited Representative), 66 (Uniform Combined State Law Exam), and 63 (Uniform Securities Agent Law Exam) securities licenses, as well as both Life and Health insurance licenses in NJ.  Michael is a Registered Representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC.

Michael, an avid Giants fan, currently resides in Berkeley Heights, NJ, with his wife Sandra, a Westfield high school special education teacher and their daughter, Madison Rose.

 

Kestra Investment Services, LLC and Kestra Advisor Services, LLC do not provide legal or tax advice and are not a Certified Public Accounting firm.