Michael McCarthy, CFP®, CLU®, ChFC®

Michael McCarthy, CFP®, CLU®, ChFC®

LPL Financial Advisor & Planner

MICHAEL McCARTHY co-founded Regal Wealth Advisors and serves as Director of Financial Planning. Michael oversees the firm’s investment programs and is also responsible for the management and development of financial plans, estate plans, business succession plans, and complex life insurance structures. With two decades of experience in the financial services industry, he brings a broad understanding of core financial planning strategies, wealth transfer concepts, and extensive investment and insurance product knowledge to our clients and strategic affiliations.

Michael graduated from Iona College with a BS in finance and a minor in accounting. He also completed the Financial Planning Program at Fairleigh Dickinson University and holds the CERTIFIED FINANCIAL PLANNER™, Chartered Life Underwriter®, and Chartered Financial Consultant® designations. Michael holds the Series 7, Series 6, Series 66, and Series 63 securities licenses, as well as life and health insurance licenses in many states with LPL Financial.

Prior to co-founding Regal Wealth Advisors, Michael co-founded Retirement Distribution Strategies Inc., a national training and marketing company. He was responsible for the development of that firm’s proprietary training curriculum for financial planners and CPAs, as well as its retirement distribution planning software program. Michael also successfully coordinated the industry’s first National Education Conference, which focused on planning for retirement wealth.

Michael is an avid Giants fan and currently resides in Myrtle Beach, South Carolina, with his wife, Sandra, and their young daughter, Madison Rose.

"I have had the benefit of working with individuals, families, and business owners for over 20 years. One thing I have learned is that each has unique goals and dreams. I get the greatest satisfaction from knowing that, as a team, Regal is providing tremendous counsel and value towards our clients’ achievement of their ambitions.”

SECURITIES LICENSES:

Series 6 – Investment Company Products/Variable Contracts Limited Representative Exam
Series 7 – General Securities Representative Exam
Series 63 – Uniform Securities Agent State Law Exam
Series 66 – Uniform Combined State Law Exam